Memberships

Costco vs. Sam's Club

See which membership saves your household more based on what you actually spend.

Costco annual membership feeEstimated Costco savings on eligible spending (%)Sam's Club annual membership feeEstimated Sam's Club savings on eligible spending (%)Your monthly eligible spendingwhat you would buy at either clubComparison period (months)

Use your own estimates—every input stays editable. This tool provides general cost comparisons, not individualized financial advice.

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Results are estimates based on the values you enter and may not include taxes, local prices, availability, or every cost. ActuallyCheaper never changes a winner because of affiliate compensation.